If you’ve even casually checked into Medicare, you already know that the choices are dizzying and confusing. Medigap. Part B. Original Medicare. Medicare Advantage. Medicare Prescription Drug Plans. What do all those terms mean? What are all those programs and the differences among them?
If you’re confused by this, I suggest you turn to the State Health Insurance Assistance Programs (SHIPs) for answers. SHIPs offers free one-on-one counseling to help you decipher the options and pick the plan that best fits your needs.
The federally-funded program is available in all 50 states as well as in Guam, Puerto Rico, and the U.S. Virgin Islands. You can find the nearest SHIPs office here.